:root{
  --blue:#083baf;
  --blue2:#0b55d8;
  --navy:#071a4b;
  --red:#c91624;
  --red2:#e1262f;
  --ink:#15213b;
  --muted:#64748b;
  --line:#e5eaf3;
  --bg:#f6f8fc;
  --white:#fff;
  --shadow:0 16px 40px rgba(11,38,93,.10);
  --radius:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg);line-height:1.7}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto;display:block}
.container{width:min(1140px,92%);margin:auto}
.topbar{background:var(--navy);color:#dce7ff;font-size:13px}
.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:8px 0}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand img{width:188px}
.menu{display:flex;align-items:center;gap:6px;list-style:none;margin:0;padding:0}
.menu a{display:block;padding:10px 13px;font-size:14px;font-weight:700;color:#24304a;border-radius:10px}
.menu a:hover,.menu a.active{background:#eef4ff;color:var(--blue)}
.cta{background:var(--red);color:#fff!important;padding:11px 17px!important;border-radius:999px!important}
.mobile-toggle{display:none;border:0;background:#eef4ff;padding:9px 12px;border-radius:9px;font-size:20px}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#052f9d,#1459dc 55%,#0b2b8f);color:#fff}
.hero .container{display:grid;grid-template-columns:1.05fr .95fr;gap:42px;align-items:center;min-height:560px;padding:65px 0}
.hero:after{content:"";position:absolute;width:480px;height:480px;border-radius:50%;background:rgba(255,255,255,.07);right:-150px;top:-160px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:#eaf0ff;margin-bottom:14px}
.hero h1{font-size:clamp(38px,5vw,64px);line-height:1.08;margin:0 0 18px;letter-spacing:-.04em}
.hero p{font-size:18px;color:#e5ecff;max-width:620px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;border-radius:12px;font-weight:800;border:1px solid transparent}
.btn-primary{background:#fff;color:var(--blue)}
.btn-red{background:var(--red);color:#fff}
.btn-outline{border-color:rgba(255,255,255,.35);color:#fff}
.hero-image{position:relative;z-index:2;border-radius:20px;box-shadow:0 30px 70px rgba(0,0,0,.22);overflow:hidden;border:4px solid rgba(255,255,255,.15)}
.section{padding:78px 0}
.section-sm{padding:48px 0}
.section-head{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:28px}
.kicker{color:var(--red);font-weight:900;text-transform:uppercase;letter-spacing:.08em;font-size:12px}
h2{font-size:clamp(28px,4vw,42px);line-height:1.15;margin:6px 0 0;letter-spacing:-.03em}
h3{line-height:1.3}
.lead{color:var(--muted);max-width:760px}
.grid{display:grid;gap:22px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:0 8px 25px rgba(15,35,75,.04)}
.card-body{padding:22px}
.card img{width:100%;aspect-ratio:2/1;object-fit:cover}
.meta{font-size:13px;color:var(--muted);display:flex;gap:10px;align-items:center;flex-wrap:wrap}
.news-title{font-size:20px;margin:8px 0 10px}
.readmore{color:var(--blue);font-weight:800;font-size:14px}
.feature{display:grid;grid-template-columns:1fr 1fr;background:#fff;border-radius:24px;overflow:hidden;box-shadow:var(--shadow)}
.feature img{height:100%;object-fit:cover}
.feature .content{padding:42px}
.stat-row{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:28px}
.stat{background:#fff;border:1px solid var(--line);border-radius:15px;padding:20px}
.stat strong{display:block;font-size:30px;color:var(--blue);line-height:1.1}
.iconbox{width:46px;height:46px;border-radius:12px;background:#edf4ff;color:var(--blue);display:grid;place-items:center;font-weight:900}
.split{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:start}
.panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 10px 30px rgba(15,35,75,.04)}
.list{padding:0;margin:0;list-style:none}
.list li{padding:13px 0;border-bottom:1px solid var(--line)}
.list li:last-child{border:0}
.list strong{display:block}
.page-hero{background:linear-gradient(135deg,#062e91,#0a5de0);color:#fff;padding:70px 0}
.page-hero h1{font-size:clamp(36px,5vw,54px);line-height:1.1;margin:0 0 10px}
.breadcrumb{font-size:13px;color:#dce7ff;margin-bottom:14px}
.article{max-width:850px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:22px;padding:clamp(25px,5vw,55px);box-shadow:var(--shadow)}
.article h1{font-size:clamp(32px,5vw,52px);line-height:1.12;letter-spacing:-.03em}
.article h2{font-size:30px;margin-top:38px}
.article p{font-size:17px;color:#334155}
.article .cover{width:100%;border-radius:16px;margin:25px 0 30px}
.note{border-left:4px solid var(--red);padding:15px 18px;background:#fff6f6;border-radius:0 10px 10px 0;color:#5a2630}
table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden}
th,td{text-align:left;padding:14px 16px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:#f3f6fb}
footer{background:#071a4b;color:#d8e2fb;margin-top:70px}
.footer-main{padding:55px 0 35px;display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:45px}
.footer-brand img{width:188px;filter:brightness(0) invert(1);opacity:.95;margin-bottom:15px}
footer h3{color:#fff;font-size:16px}
footer a{color:#d8e2fb}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding:18px 0;font-size:13px;color:#aebddb}
.tag{display:inline-block;background:#edf3ff;color:var(--blue);font-size:12px;font-weight:800;padding:6px 10px;border-radius:999px}
.notice{background:linear-gradient(135deg,#fff4f4,#fff);border:1px solid #ffd7d9;border-radius:16px;padding:22px}
@media(max-width:900px){
  .menu{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:12px 4%;flex-direction:column;align-items:stretch}
  .menu.show{display:flex}
  .mobile-toggle{display:block}
  .hero .container,.feature,.split{grid-template-columns:1fr}
  .hero .container{padding:45px 0}
  .stat-row,.grid-3{grid-template-columns:1fr 1fr}
  .footer-main{grid-template-columns:1fr 1fr}
}
@media(max-width:600px){
  .topbar .container{display:none}
  .stat-row,.grid-2,.grid-3{grid-template-columns:1fr}
  .footer-main{grid-template-columns:1fr}
  .section{padding:55px 0}
}